I’m a Sr. Loan Officer in MN working for Executive Mortgage Brokers. My experience in Mortgage Origination has created strengths in business development, production, management, motivational speaking and coaching, which has cultivated me into the dedicated and driven Originator that I am today. Whether it's providing customers with financial solutions or collaborating with my business-to-business referral partners, it allows me to focus on building lasting relationships through trust, integrity, and honest advice.

With more than 26 successful years in the mortgage industry, I take pride in the many lasting relationships I have built within my Mortgage Business by asking important questions and listening to what is most important to their family needs and financial goals. With that information, I can create a plan that best fits their Mortgage Budget. As a Broker I have many more options and solutions for my Clients than a Bank would be able to offer. I currently have 32 Lenders to choose from, which allows me to shop around for the best Product & Pricing for my Clients. With having 26 years in this Industry it has allowed me to think ‘outside the box’ for my Clients as not everyone has the same Credit, Income and/or Scenario

One of my strengths is that I am readily available for my customers throughout the entire financing process, which has resulted in the ability to successfully help people in unique and challenging situations. This steadfast commitment to always working in my customers’ best interests allows me to work by referral. "The foundation of my Business is always to have a give, grow gratitude attitude..."

A perfect referral for me is: First Time Homebuyers, Move-up Buyers, Refinance Transactions and customers that are looking to purchase Investment Properties. For personalized mortgage guidance and exceptional customer service, contact Heidi at 612-501-8883 or hpavelka@execmb.com

Product Offerings: FHA Loans, VA Loans, Conventional Loans Bank Statement Programs, Asset Depletion and more...